E-Commerce Shopping Systems

WVIS offers two E-Commerce shopping solutions for your web site. An E-Commerce enabled site will allow your web customers to purchase items from you over the Internet and provide several options for payment.  Our Simple cart offers many great features for the smaller online marketer.  The OsCommerce Open Source Cart is a full featured state of the art shopping system with all kinds of specialty modules built in to power your online sales and marketing.  Give us a call and we can help you decide which cart is right for your online sales goals.

The Unikart: WVIS' Own Simple Shopping System System Configurations starting at $350

OsCommerce Open Source Shopping System System Configurations starting at $750

The Unikart is great for smaller stores and individuals who are producing or reselling products.  This cart features: unlimited products unlimited product catagories product search by keyword or category featured products discount pricing up to 3 options for each product; E.G. size, color, design, etc. several options for shipping, including: weight range, price range, per piece, flat rate or free shipping Payment options include: real time credit card processing with a merchant account, manual credit card processing, PayPal, and print and mail with check or money order. customer reviews

The OsCommerce program is a state of the art shopping system with lots of professional features including (highlighted features indicate upgrades over the Unikart): unlimited products unlimited product catagories product search by keyword or category featured products discount pricing - by price or percent off unlimited options for each product several options for shipping, including: Interface with UPS, USPS and FedX for exact shipping charges, weight range, price range, per piece, flat rate or free shipping for select products payment options include: real time credit card processing with a merchant account, manual credit card processing, PayPal, and print and mail with check or money order. built in e-mail newsletter program affiliate sales manager printable invoices and packing slips customer reviews tell a friend new product tracking coming soon product display search by manufacturer discount coupon codes much more

Some things to Know About E-Commerce

Real Time Credit Card Processing (RTP)
RTP requires a merchant account and an online payment gateway that connects your cart to the merchant account.  RTP allows your customer to pay with a credit card and have that tansaction processed immediately.  Their card is charged and you are credited with the sale at once.   Typical fee include a monthly statement fee (average $10) a monthly gateway fee (Around $10), a percentage of the sale (from 1-3% depending on your merchant account provider) and a transaction fee (typically .25 - .35 cents per transation on top of the percent fee.  The bottom line is RTP will probably cost you $20 per month and about $3.00 per $100 transaction.  Additionally the merchant account provider will typically charge a minimum use fee of around $25 per month.  This means that unless you produce $25 in processing fees you will be charged the difference.  They will make a minimum of $25 per month from you regardless - on top of the statement and gatway fees.  E.G.  You have 7 sales and sell $500 worth of merchandise in a month, your rate is 2.5% and .35 per transaction.  Your $500 in sales would generate percent fees of $15 ($500 x 3%) and transaction fees of $2.45 (7 transactions x .35 cents) for a total of $17.45 in processing fees.  Your minimum use fee is $25, so you subtract $17.45 from $25 which leaves a balance of $7.55 you will be charged for in minimum use fees.  You would need to sell around $800 per month to avoid additional minimum use fees.

E-Commerce Requires Encryption Security

To legally process personal financial information online you must have an secure encrypted connection.  This is called SSL Encryption.  An SSL security certificate must be purchased and installed in your shopping system.  WVIS provides both a generic server certificate option (less expensive - $75 per year) and a private certificate option ($100 per year with a $100 first time installation fee).

PayPal

PayPal is a vialble option for processing credit cards without the monthly expense of a merchant account.  PayPal transaction are about 2.5% and $ .25 a transaction, but they have no monthly fees or minimum use fees.  Additionally PayPal takes all major credit cards while a typical merchant account will only take Mastercard and Visa without additional cost for the other cards.  PayPal can also be used to sell a few products with a BUY NOW or ADD TO CART button.  It can also be used for donations, subscriptions or any other payment.